Know exactly what
you're covered for.
Plorel builds an inventory of what you own and the cover you already hold — then shows you every gap and every overlap across your insurance.
Your cover — analysed
From what you own to what you're missing.
No spreadsheets, no reading the small print — Plorel does the analysis for you.
Build your inventory
Answer a few quick questions about what you own and how you live — or bring your policies in. About 3–5 minutes, no signup to start.
See your coverage analysed
Plorel maps your cover across all seven categories, flags gaps and overlaps, spots high-value items that need their own cover — and even picks up the group policies bundled with your bank cards.
Act with confidence
Get the right cover for the least cost: drop the overlaps, close the gaps, and compare better-value plans — so you're never caught out at claim time.
Every policy, in one place.
Plorel brings your whole picture together and checks it for gaps and waste.
Plorel doesn't stop at the headline policies — it looks at the cover you actually hold across every category, so nothing is assumed and nothing slips through.
Track what matters — and use every policy you already have.
The two things people miss most: the valuables that need their own cover, and the insurance already bundled with their cards.
Track your high-value items
Add your valuables — laptop, camera, jewellery, bike — with what each is worth. Plorel checks every item against your policy's single-item limit and flags anything that needs its own cover, long before you find out at claim time.
Flags items over your single-item limitUse the cover from your cards & premium accounts
Premium bank accounts and credit cards often bundle insurance — travel, breakdown, mobile, even life cover. Plorel recognises your cards and attaches those group policies for you, so cover you're already paying for never goes unused.
Added for you — no uploading requiredBetter covered, for less.
The two-sided check: never exposed on what matters, never paying for what you don't need.
Get better prices
Know exactly what you need, so you don't overpay for cover you already have.
Avoid overlapping cover
Spot where you're paying twice for the same thing across different policies.
No nasty surprises
Find the gaps before you need to make a claim, so you're never caught out.
The things policies never make clear.
Is my device covered outside my home?
Many policies have location limits. Plorel shows where each item is protected and any geographic restrictions.
What's my excess for this type of claim?
Excess varies by claim type. Plorel breaks down what you'd actually pay out of pocket for different scenarios.
Are my older items still covered?
Some policies have age limits on covered items. Plorel flags whether your older possessions are still protected.
What exclusions should I know about?
Every policy has exclusions. Plorel highlights what's not covered, so you're never caught off guard.
Once you know your cover.
Claim assessment
Already had an incident? Check your claim's likelihood of success before you file, with tailored guidance on documentation and next steps.
Try claim assessmentCompare cover
See better-value plans ranked by coverage quality, not just price — starting with smartphone insurance.
Compare plansPrefer to read up first? Explore the Plorel blog or our trusted insurance resources.
See where you're covered — and where you're not.
Build your inventory in a few minutes and get your coverage analysed. Free, and no signup to start.
Build your inventory — free