Know if you're covered
before you file.
Tell Plorel what happened and it checks the incident against the policies you already hold — so you file with confidence, not hope.
Claim check
Know your claim before your insurer does.
No uploading, no guesswork — Plorel checks the incident against the cover you already have.
Tell Plorel what happened
Pick the type of insurance and describe the incident — it only takes a minute.
It reads your policies
Plorel analyses the claim against your actual policy wording — across every policy you've added, including the group cover from your cards — and compares which one fits best.
Get a clear verdict
See whether you're likely covered, your excess, which policy to claim on, and the exact evidence you'll need — before you file.
The answers before you commit.
The questions worth settling before you pick up the phone to your insurer.
Am I actually covered?
Plorel checks the incident against your policy wording and exclusions — not a generic guess.
What's my excess?
See what you'd pay out of pocket before you decide whether filing is worth it.
Which policy should I claim on?
When more than one policy could apply, Plorel compares them and recommends the best one to use.
Is it even worth filing?
Weigh the likely payout against your excess and the hit to your no-claims, so a small claim doesn't cost you more later.
File the claims worth filing.
A rushed claim can be rejected — or cost you more than it pays out.
Avoid rejections
Spot the missing evidence, coverage gaps and exclusions that get claims declined — and fix them before you file.
Protect your no-claims
A failed or needless claim can push your premium up at renewal. Check it's worth it first.
Evidence, sorted
Get a clear checklist of the photos, receipts and reports your insurer will ask for — gathered up front.
Most claims, most policies.
If it's cover you hold, Plorel can weigh up the claim.
Assessments run against the policies in your inventory — including the group cover bundled with your bank cards — so Plorel can spot when a card policy is the better route for a claim.
Before and after the claim.
Coverage analysis
Before anything goes wrong, see exactly what you're covered for — every gap and overlap across your insurance.
Analyse my coverClaims guides
Learn from real claim examples and step-by-step guides — including the common reasons claims get rejected and how to avoid them.
Read the guidesLooking for expert guidance? Explore our trusted insurance resources or contact our team.
Check your claim before you file.
Create your free account, add your policies, and get an instant read on any claim — covered or not, and whether it's worth it.
Get started — free